Florida 14-Day PIP Rule: a prompt medical exam may affect your ability to use PIP benefits after an accident.
14-Day PIP Rule — Get Checked.

Car Accident Doctor & Urgent Care Clinic in Palm Beach County
Just had a crash? Our car accident doctors at PrimaryUC's Palm Beach County car accident injury clinic provide same-day exams, onsite X-ray, and PIP documentation that insurers and attorneys request.
- Seen today — walk-ins welcome
- Onsite X-ray; rapid MRI/CT referrals
- Visit summary & PIP documentation for insurers
Need immediate care after a car crash?
Same-day exam, onsite X-ray, and documentation for insurance claims.
Check Car Accident Exam Availability
Most patients are seen in under 15 minutes.
Why Prompt Medical Evaluation Matters
Florida's 14-day PIP rule may affect your ability to use PIP benefits after an accident. Getting evaluated quickly can help document your symptoms, exam findings, and treatment recommendations.
When to See a Car Accident Doctor in Florida
The most common question patients ask us after a Florida crash is simple: "Do I really need to see a doctor if I feel fine?" The clinical answer is yes, and the legal answer in Florida is unambiguous — if you want your PIP benefits, you must be evaluated within 14 days of the accident.
The reason a doctor's visit matters even when symptoms are minimal comes down to two physiological facts: adrenaline at the scene masks pain for hours after a crash, and inflammation from soft-tissue injury typically builds over the following 24 to 72 hours. Patients who felt fine in the moments after their accident often wake up the next morning with stiffness, headache, neck pain, or back pain that wasn't there before. Our walk-in headache evaluation after a car accident and hip pain after a car accident guides walk through the most commonly delayed symptoms we see.
For most non-life-threatening post-accident symptoms — whiplash, neck pain, back pain, headache, soft-tissue injury, joint pain — urgent care is the appropriate setting. We handle the imaging, examination, and PIP-compliant documentation in a single visit. The exceptions that require an emergency room — severe chest pain, loss of consciousness, neurological deficit, signs of internal bleeding — are detailed in our urgent care vs ER guide.
If you're wondering what doctor to see after a car accident in Florida, the practical answer is: a medical doctor who can perform a physical exam, order on-site imaging, and generate the PIP documentation your insurance carrier and any attorney you retain will require. Walk in to any PrimaryUC location — no appointment needed.

Florida's 14-Day PIP Rule — See a Doctor Fast to Protect Your Claim
Under Florida's Personal Injury Protection (PIP) law, you must receive medical care within 14 days of your car accident to unlock PIP benefits no matter who was at fault. Miss this window and the insurance carrier can deny payment for treatment, imaging, prescriptions, and lost wages.
Our car accident urgent care offers same-day evaluation and PIP documentation for your claim. Even "minor" aches can mask whiplash, internal bleeding, or herniated discs, so book a same-day auto-injury visit or walk in today:
On-site digital X-ray, CT & MRI with STAT reads (≤ 3 hrs)
Detailed injury documentation for attorneys & insurers
Direct PIP billing—no out-of-pocket surprise bills
Open extended hours across Palm Beach County
Car Accident Injuries Our Doctors Treat
Our experienced team evaluates and treats a wide range of injuries commonly seen after motor vehicle collisions
Neck & Whiplash Injuries
Neck pain, stiffness, headaches, and reduced range of motion after rear-end or side-impact collisions. Symptoms may develop hours or days after the crash.
Back & Spinal Injuries
Lower back pain, upper back pain, muscle strains, disc injuries, and facet joint irritation. We evaluate the full spine and check for nerve involvement.
Headaches & Concussion Symptoms
Post-accident headaches, dizziness, confusion, and concussion-like symptoms. We screen for more serious head injuries and provide appropriate care.
Soft Tissue Injuries
Muscle strains, ligament sprains, contusions, and seatbelt-related injuries. These injuries can cause significant pain and may worsen over time.
Joint & Extremity Injuries
Shoulder, knee, wrist, and ankle injuries from impact or bracing during the collision. We evaluate joint stability and range of motion.
Minor Fractures
Simple fractures that don't require emergency surgery. We have onsite X-ray to diagnose and can refer for orthopedic care when needed.
Why Early Evaluation Matters
Getting evaluated soon after a car accident benefits both your health and your insurance claim
Clinical Benefits
Many injuries, especially whiplash and soft-tissue trauma, may not cause immediate symptoms. Early evaluation helps identify hidden injuries before they worsen, allowing for prompt treatment and better recovery outcomes.
Early intervention can also prevent chronic pain conditions and reduce the risk of long-term complications from untreated injuries.
PIP Timing Requirements
Florida's PIP law requires medical care within 14 days of your accident to unlock up to $10,000 in PIP benefits. Missing this deadline can result in denial of coverage for medical bills, lost wages, and related benefits.
Early documentation also creates a clear timeline that links your symptoms to the collision, which is important for both insurance claims and any potential legal proceedings.
Common Accident Types We See
We treat patients after various types of motor vehicle collisions. Even minor fender-benders can cause significant injuries.
Rear-End Collisions
Common cause of whiplash and neck injuries. Even low-speed impacts can cause significant trauma.
Side-Impact Crashes
Often cause back pain, shoulder injuries, and head trauma from lateral forces.
Head-On Collisions
Higher-energy impacts that may cause multiple injuries including spinal trauma.
Low-Speed Accidents
Parking lot fender-benders and minor collisions can still cause whiplash and soft-tissue injuries.
Accident Types We Treat
in Palm Beach County, FL
Car Accident
Car accidents can result in sudden impacts leading to whiplash, internal bruising from seatbelts, or knee injuries from dashboard impact. Our urgent care clinics provide immediate assessment for these and other car-accident related injuries, including Post-Traumatic Stress Disorder. We offer rapid diagnostics like X-rays to quickly identify issues, helping you start recovery without delay.
In a crash? See a dedicated car-accident doctor today for whiplash, seat-belt bruises, knee impact, air-bag burns, or Post-Traumatic Stress Disorder. Our Palm Beach clinics offer on-site digital X-ray, CT, and 1.5 T MRI with STAT reads (less then 3 hrs), so you leave with answers—not anxiety. We complete and e-file all Florida PIP paperwork within the mandatory 14-day window, generate attorney-ready records, and bill the insurer directly no up-front surprises. Book your same day auto-injury visit now

Car Accident Care & Services –
Palm Beach
Urgent Care vs Emergency Room: What's the Difference?
Understanding when urgent care is appropriate can save time and money while ensuring you get the right level of care
| Feature | Urgent Care | Emergency Room |
|---|---|---|
| Wait Time | 15-30 minutes | 2-6 hours for non-life-threatening |
| Cost (Typical) | $100-$300 | $1,000-$3,000+ |
| PIP Coverage | PIP billing support | PIP billing support |
| Onsite X-ray | Yes, same-day | Yes, available |
| Documentation | Insurance-ready medical records | Comprehensive records |
| Life-Threatening Emergencies | Not appropriate - call 911 | Yes, specialized care |
When to Choose Urgent Care
Urgent care is typically appropriate for stable patients with moderate injuries, pain, cuts, bruises, suspected sprains, or minor fractures. If you can walk, breathe normally, and don't have severe chest pain or uncontrolled bleeding, urgent care may be the right choice.
When to Go to the ER
Go directly to the ER or call 911 for severe chest pain, difficulty breathing, uncontrolled bleeding, obvious fractures with deformity, loss of consciousness, severe head injuries, or signs of spinal cord injury. When in doubt, err on the side of caution and call 911.
Insurance-Ready Medical Documentation
We create thorough, organized medical records for PIP and insurance documentation needs.
Comprehensive Records
Detailed visit summaries, exam findings, imaging reports when performed, and treatment plans for insurance documentation.
Timeline Documentation
Clear chronology of your symptoms, exam findings, treatment recommendations, and follow-up needs after the accident.
Coordinated Care
We coordinate with insurance companies and authorized representatives when appropriate to support the documentation process.
Note: We provide medical documentation for care and insurance records. We do not provide legal advice or guarantee specific outcomes.
After a car accident, immediate medical evaluation is crucial for both your health and your insurance claim. Florida's PIP 14-day rule requires you to be seen by a qualifying medical provider within 14 days of your crash to access Personal Injury Protection (PIP) benefits. The full $10,000 PIP medical cap is only available when a medical doctor, osteopathic physician, dentist, physician assistant, or advanced practice registered nurse determines you have an emergency medical condition; without that determination, PIP medical benefits are capped at $2,500. PrimaryUC operates four car accident injury clinics across Palm Beach County, with same-day evaluation, onsite digital X-ray, and rapid CT/MRI referrals when indicated. Our urgent care team handles the full range of car accident injuries — whiplash, back pain, neck pain, soft-tissue injury, minor fractures, and post-accident headache evaluation — and we generate the medical documentation that PIP insurers and personal injury attorneys require. If you're searching for a car accident clinic near me, a car accident urgent care, or a car accident doctor near me in Palm Beach County, walk in to any of our four locations: Royal Palm Beach, Lake Worth, Palm Springs, or Lantana. No appointment needed; we prioritize accident-related visits so you can be seen, imaged, and documented in a single visit.
Find a Car Accident Clinic Near You — 4 Palm Beach Locations
Searching for a car accident clinic near me in Palm Beach County? PrimaryUC operates four car accident urgent care locations, each open daily for walk-in evaluation, same-day PIP documentation, and onsite digital X-ray. Find the location closest to your home, work, or the scene of your accident:
Car Accident Urgent Care — Royal Palm Beach
11476 Okeechobee Blvd, Royal Palm Beach, FL 33411 • Same-day appointments available
Car Accident Urgent Care — Lake Worth
6447 Lake Worth Rd, Lake Worth Beach, FL 33463 • Onsite X-ray and imaging
Car Accident Urgent Care — Palm Springs
3460 S Congress Ave, Palm Springs, FL 33461 • PIP documentation and insurance coordination
Car Accident Urgent Care — Lantana / Jog Rd
6169 Jog Rd Unit 4B, Lake Worth Beach, FL 33463 • Walk-ins welcome, no appointment needed
Immediate Medical Care After a Crash
Comprehensive Injury Evaluation
Thorough assessment of head, neck, back, joints, and soft tissue injuries
Onsite Imaging Services
Digital X-ray available; rapid MRI/CT referrals when indicated
Pain Management
Immediate pain relief and return-to-activity guidance
Complete Documentation
Detailed visit summaries for insurance and legal purposes
Same-Day Service
Walk-ins welcome or book online appointments
Expert Team
Board-certified physicians and experienced medical staff
Doctor or Chiropractor After a Car Accident?
Another question that comes up almost daily at our car accident injury clinic: after a crash, should I see a medical doctor or a chiropractor first?
The short answer: see a medical doctor first, and let the exam findings and imaging guide whether chiropractic care belongs in your recovery plan.
There are practical reasons this order matters. A car accident doctor at an urgent care can do things a chiropractor typically cannot: order and read on-site digital X-rays to rule out fracture, refer for CT or MRI imaging when soft-tissue injury or possible head injury is suspected, manage acute pain medically, and generate the kind of evaluation note your PIP carrier and any personal injury attorney will require. Both medical doctors and chiropractors can satisfy Florida's 14-day PIP rule for initial services, but only a medical doctor, osteopathic physician, dentist, physician assistant, or advanced practice registered nurse can certify the emergency medical condition needed to access the full $10,000 PIP benefit. Without that certification, PIP medical benefits are capped at $2,500 — which is the practical reason most patients are better served starting with a medical evaluation. See our PIP documentation guide for what specifically must be in the record.
Chiropractic care can be a valuable follow-up for soft-tissue injury, post-whiplash neck and back stiffness, and certain musculoskeletal complaints once a fracture or more serious injury has been ruled out. Many of our patients combine an initial urgent care visit (medical evaluation, imaging, PIP documentation) with later chiropractic care for ongoing soft-tissue treatment. The order — medical first, chiropractic as appropriate — protects both your health and your insurance claim.
If you're unsure where to start, walk in to a PrimaryUC car accident urgent care for the initial medical evaluation. We'll examine you, image where indicated, document the visit for your PIP claim, and discuss whether chiropractic follow-up makes sense for your specific injuries.
Frequently Asked Questions About Car Accident Injury Care
Yes. Adrenaline at the scene of a crash typically suppresses pain for several hours, and inflammation from soft-tissue injury builds over the following 24 to 72 hours. Many patients who walked away from their accident feeling fine wake up the next morning with neck pain, back pain, headache, or stiffness that wasn't there before. In Florida, getting an early medical evaluation also matters legally — Personal Injury Protection benefits require a qualifying medical visit within 14 days of the crash, and a medical doctor's exam is what can certify the emergency medical condition needed to access the full $10,000 PIP cap.
For most non-life-threatening symptoms — whiplash, neck pain, back pain, headache, bruising, soft-tissue injury — urgent care is the appropriate setting. We handle examination, on-site digital X-ray, and PIP documentation in a single visit. Go directly to the ER for severe chest pain, loss of consciousness, signs of internal bleeding, neurological deficits, or any symptom that suggests a life-threatening injury. See our urgent care vs ER guide for the full breakdown.
PrimaryUC operates four car accident urgent care locations in Palm Beach County: Royal Palm Beach, Lake Worth, Palm Springs, and Lantana. All four locations are walk-in — no appointment needed — and prioritize accident-related visits so you can be seen, imaged, and documented in a single visit. Choose the location closest to your home, work, or the crash scene.
See a medical doctor first. A car accident doctor at an urgent care can order on-site X-rays, refer for CT or MRI when indicated, manage acute pain medically, and generate the PIP documentation your insurance carrier requires. A medical doctor can also certify the emergency medical condition needed to access the full $10,000 PIP cap — a chiropractor cannot, under Florida law. Chiropractic care can be a valuable follow-up for soft-tissue and musculoskeletal complaints once more serious injuries have been ruled out by imaging.
Yes. Urgent care is an appropriate setting for the majority of car accident injuries, including whiplash, back and neck pain, soft-tissue injury, minor fractures, and post-accident headache. PrimaryUC's urgent care visits satisfy Florida's 14-day PIP rule for initial services, and our medical doctors can certify the emergency medical condition needed to access the full $10,000 PIP medical cap.
Your PIP carrier will require an initial medical evaluation note within 14 days of the accident, detailing the mechanism of injury, exam findings, any imaging performed, diagnoses, treatment plan, and recommendations for follow-up. PrimaryUC generates this documentation as part of every car accident visit and can coordinate directly with your insurer or any attorney you retain. See our PIP documentation guide for the full requirements.
Same day. We accept walk-ins at all four Palm Beach County locations and prioritize accident-related visits. Most patients are checked in, examined, imaged where appropriate, and documented in a single visit on the day they walk in. No appointment is required.
Car Accident Care Resources
High-intent resources for accident exams, PIP documentation, imaging, and nearby care.
Book a Car Accident Exam
Schedule same-day car accident exam
Car Accident Urgent Care Exam
Same-day car accident urgent care exam and PIP documentation
Whiplash Treatment
Neck pain and whiplash after a crash
Back & Neck Pain
Spinal injury evaluation and treatment
PIP Documentation
Medical records and PIP exam documentation
Urgent Care vs ER
When to choose urgent care or emergency room
Digital X-Ray
Onsite digital X-ray during your same-day visit
Lake Worth Location
Address, hours, and directions for the Lake Worth clinic
Royal Palm Beach
Car accident urgent care in Royal Palm Beach
Palm Springs
Car accident urgent care in Palm Springs
Lantana / Jog Rd
Car accident urgent care in the Lantana / Jog Rd area
